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Musician Insurance Quote


Specialist Musician Insurance with a wide variety of cover options available.

Musician Insurance  Single instrument cover up to £25,000
Musician Insurance  £1 million, £2 million and £5 million Public Liability cover options

Musician Insurance  UK, Europe and Worldwide cover available (excluding America, Canada, Iran, North Korea, Syria and Russia)


What would you like to Cover


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Your Details


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Have you made any claims in the past 5 years upon a previously held Musical Policy?

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Have you had more than 1 single claim and were any of these claims over £1500?

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Your Results


Hi ,

Here is your Musicians Insurance quote from Victor C Knight.

You Have Selected

Your reference number is .

Musican Instrument
Cover
Musican Instrument
Public Liability:
Cover
Public Liability
Employers Liability
Cover
Employers Liability
How your total is made up:
Musical Instrument: £
Public Liability: £
Employers Liability: £ Fee: £

Standard Excess: £



All Policies include Insurance Premium Tax (12%).

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Summary of Details


Please check the details you have entered for your policy, and confirm these are correct before continuing with your Musician Insurance.

As you have completed all of the information below. Your demands and needs are those of an individual who has a need for Musician insurance. We do not give you advice as to whether this product is suitable for meeting your specific demands and needs; you must therefore carefully read the policy and other documentation, and particularly the section on exclusions and limitations, to determine whether this product is right for you.


Your Details

edit
  • Title
  • First Name
  • Surname
  • Email
  • Phone Number
  • First Line of Address
  • Postcode

Musical Instrument Details

edit
  • Total Price of Instruments Insured
  • Type of Cover
  • Any Instrument valued over £25,000?

Liability Cover Details

edit
  • Annual Income
  • Income derived from the UK and Europe
  • Any Hazardous Activities?



Demands & Needs



As you have completed all of the information. Your demands and needs are those of an individual who has a need for Musical Instrument insurance. We do not give you advice as to whether this product is suitable for meeting your specific demands and needs; you must therefore carefully read the policy and other documentation, and particularly the section on exclusions and limitations, to determine whether this product is right for you.


Download Policy IPID Download Demands & Needs

Please tick here to confirm that you have understood our demands and needs statement.


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Payment Options



Direct Debit Information


You have selected to pay by Direct Debit.
By paying for your policy in monthly instalments, you will enter into a credit agreement.
Your credit provider will be Premium Credit Limited. Riviera Insurance Services Limited will be the credit broker, not the lender.
The company name that will appear on your bank statement against the Direct Debit will be Premium Credit Ltd.
The amount you are borrowing is £ .
A deposit of £ is required followed by 9 instalments of £ (the amounts shown include Insurance Premium Tax and interest payable). An additional £5 facility fee will be added to your first instalment by Premium Credit Limited, your first payment will therefore be £ .
The rate of interest of this agreement is 16.95% which represents an APR of 25% variable. The total amount repayable will be: £ which is £ more than you would pay if you were paying for your insurance policy in one payment at the start of the policy.



Our Direct Debit is provided via Close Brothers Premium Finance with a:
first payment of £
followed by 11 monthly payments of £



Direct Debit Breakdown


    x11

    15.95%

    32.86 % (variable)

2. Amount to pay today

£0.00

3. Overall

   





Direct Debit Summary


The total cost of your insurance policy without premium finance is .
The cost of premium finance is
Which would mean that the total cost of your insurance policy with premium finance is
If you choose to pay your insurance premium by applying for premium finance and entering into a credit agreement with Close Brothers Premium Finance, it will be more expensive, and you will pay more than if you paid for the premium in a single amount at the start of the insurance policy.




I confirm I have read the Finance Information document and Direct Debit Guarantee and understand the terms and conditions.



I understand my direct debit payment amounts and I understand that paying by monthly instalments will result in a higher overall cost rather than paying in full.



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Policy Term & Renewal


Please note the following important information regarding the policy term:


  • - The policy is provided for a fixed period of 12 months from the policy start date.
  • - This is a non-renewable policy and cover will automatically end on the expiry date shown on your policy documentation.
  • - The policy will not automatically renew at the end of the 12-month period.
  • - If you wish to continue to insure your musical instruments after the policy expiry date, you will need to obtain a new quote and arrange a new policy online.
  • - A new policy will be subject to the eligibility criteria, terms, conditions, limits and premium applicable at the time the new policy is arranged.
  • - You should ensure that any new cover is arranged before your existing policy expires if you require continuous insurance protection.

Eligibility


You are eligible for cover under this policy provided:

Please read and confirm the following statements


  • - The policyholder is registered and domiciled within Great Britain and Northern Ireland (Including Channel Islands);
  • - They will not operate or travel to countries that the Foreign office advices against "all non-essential travel";
  • - Geographical Cover Available – UK/Europe/Worldwide (excluding America, Canada, Iran, North Korea, Syria and Russia, in a addition to above);
  • - The Policyholder confirms that they will not undertake any activities within the following:
    Blast furnaces, chimney or well shafts, viaducts, bridges, mines, refineries, offshore installations, power stations, dams, tunnels, airports or aerodromes, docks, wharves, piers, harbours, railways, motorways, aircraft towers, steeples or ships unless docked.
  • - The sum insured does not exceed £250,000;
  • - Excess is £350.00;
  • General
  • The Policyholder confirms that they haven't had any of the following:
  • - CCJ’s;
  • - Charged with a criminal offence;
  • - Declared bankrupt, made voluntary arrangements with creditors in either personal or commercial capacity.;
  • - Insurance policy cancelled;
  • Claims
  • - Is not aware of any incidents that might later lead to a claim against them;
  • - No more than one loss in the past 5 years, less than an incurred value of £1,500.;
  • Public Liability
  • - Their annual turnover does not exceed £250,000;
  • - Excess £350.00;

Please tick here to confirm that you meet the eligibility conditions of the policy.


Your Policy Documents


For your benefit and protection please make sure you read the Insurance Product Information Document, Terms of Business and the Policy Wording documents below carefully to ensure the policy meets your individual needs. These documents are important and if there's anything you don't understand please contact us.


Download Policy IPID Download IPID    |     Download Policy Wording Download Policy Wording    |     Download Terms of Business Download Terms of Business    |     Download Policy Wording View Privacy Policy


I confirm I have read the IPID, Terms of Business, Policy Wording and Privacy Policy and understand the terms and conditions.





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About Your Payment


Our payment and policy documents are organised and maintained by Riviera Insurance Services Limited, who are authorised and regulated by the Financial Conduct Authority (FCA) under Firm Reference Number 786116.

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